So I got into a little fender bender with a guy who didn't yield to me in my Subaru. There was a police report filed and he was at fault. He admitted fault to the officer and received a failure to yield ticket. I would like to get a good estimate to provide the insurance adjuster as I'm not familiar with LOYA Insurance? I was pretty disheartened by the conversation and feel like I'm going to get the raw end of the deal here and want to be prepared. Thanks in advance!