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Totaled?

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Discussion Starter · #1 ·
So the area I live in is currently flooded.
My Xterra is in the garage, haven't seen it yet.
Went back yesterday in a boat to recover important documents and a server backup drive from the farm. It was approx 1.2m (4ft) deep.
What are the chances that my truck survives this? It's parked beside my brother's BMW M2 (his weekend car).
I positive the BMW is totaled, and I'm 99% certain my truck is as well, but wondering if anyone has gone through something similar?

The water came up 4 days ago and they are still working on fixing the dike/levee and pumping, but it'll take at least another week before I can see the truck.
All in all the truck is the least of my concern (all farm implements and tractors are also in the same water, plus all our winter crops are destroyed). We have flood insurance, but I don't think I'll likely find another 6spd Xterra in as good condition as mine for sale since they are discontinued. I just rolled over 100,000 km and the truck was a stock Pro4X.
Some picture of the outside of the building.
Water Sky Water resources Building Architecture

Xterra is behind this door (plus a BMW and 5 motorbikes)
Wood Shade Interior design Rectangle Floor
 

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Prayers sent.

Ive known insurance companies to make some screwy decisions.
A few years back, a coworkers Porsche Speedster was flooded.
River silt contaminated every crack and crevice of this car.
The insurance company would not total it.
 

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Nasty. Was the X insured by provincial insurer ICBC? I would expect ICBC to treat you well.

As for finding a replacement manual shift 'younger' PRO-X...... that could be tough. Prices could be more friendly once overnight rates and 10 year US bond yields go up in the latter half of 2022.
 

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Discussion Starter · #9 · (Edited)
Thanks guys.
Yes it's in Sumas Prairie, yup insured by ICBC.
Already started the claim process, but will need to wait until the water has been pumped out before I can tow it to a shop for them to assess.

All in all its one of the lower concerns. Like I said all our farm tractors and vehicles are in the same water and while those are also insured, lead times were already long the last 2 years, so going to be a tough next few years if everything needs to be replaced...

Just saw a similar mileage Pro4X for sale, 6sp, in Surrey... They are asking more than what I paid for my truck brand new :confused:
 

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Members.

Please share any tips which can help this gentleman receive the best possible payment for his xterra.
 

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6 inch suspension lift with 33" tires and ShockWorks front bumper, sliders, and skid plates.s.
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I recommend trying to have your X declared a total loss. Hopefully you can they buy your X back for salvage value (less than $500.00 American). Then dry it out and see what happens.


 

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Man, I have some friends that have been affected by these floods. A buddy and his family were minutes away from being swept away in a mud slide on the 7. He got stuck in Hope for a few days.

Sucks to hear about your truck. Hopefully, if it's totaled, you can find a suitable replacement.
 

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I think cars that you could get to the next day or two can sometimes be saved, but after water is in there for longer than that, you'll never finish replacing parts. Engine, transmission and both diffs probably hopeless.
 
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